Financing your 4×4 with consumer credit

More than ever, 4x4s are popular! While the car sales market continues to decline, that of all-terrain vehicles shows an increase of more than 25% over ten months in France. Despite its detractors, this vehicle is still a dream. What if you were?

Gone are the days when the 4×4 was exclusively intended for the practice of the offroad and used by hunters and other mountaineers. Today, this vehicle has become the “darling” of city dwellers and contrary to popular belief, of its ladies too. However, those that manufacturers now call “SUV” (Sport Utility Vehicle) or “SAV” (Sport Activity Vehicle) are available in more stylized, refined designs and adapt to more urban driving. If the simple fact of mentioning the name of this vehicle makes your eyes shine, it is perhaps that it is high time to think of offering it to you!

 

And why not a 4×2?

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Contrary to stereotypes, no 4x4s are not necessarily huge cars that swallow liters and liters of diesel fuel by emitting large plumes of black smoke! Faced with the ever increasing number of followers, manufacturers have in fact spared no resources to develop their latest babies by reducing their size, their consumption and even the number of their drive wheels. Did you know that at present, the 4×4 can be a very good alternative to station wagons or minivans, even if you live in the city? For family use, two thirds of compact 4x4s actually only have two-wheel drive. Certainly this type of model will not allow you to go off the beaten track but it will allow you to acquire the object of your desire at a purchase price, much more affordable. The adventurer style, the elevated driving position, modularity and comfortable driving are yours!

 

Traps to avoid

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Always keep in mind that maintaining a 4×4 is more expensive than a classic car. A parameter not to be overlooked when defining your borrowing capacity and your ideal monthly payment. Also, in order not to blow up your initial budget, it is better to take the time to carry out a few small checks. One of the best ways to avoid obstacles when buying a 4×4.

 

Used 4×4

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If you opt for the acquisition of a second-hand vehicle, do not forget to check the condition of the bodywork and the cabin, to check the engine and the air filter, to test the gearbox, the rear gearbox, the transfer gearbox, the heating, the air conditioning, the headlights, the windows, etc. Even if these checks seem obvious, it is very important to carry them out with care. Once the sale is made, it will indeed be too late to go back.

 

Funding assistance

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Cofinoga supports you in your project with a car loan with multiple advantages. Thanks to the online simulator, you can adjust your project according to the amount, the monthly payment or the duration that suits your financial situation and your repayment capacity. By applying for credit online, you will get a first answer in principle.

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